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The last hour before a trip has a special talent for making sensible people forget obvious things. Passports hide under paperwork. Chargers stay plugged into the wall. The back door gets checked three times, while travel insurance never gets checked at all. A good last-minute travel checklist does not need to be complicated. It needs to cover the things that can actually ruin a trip: documents, money, medication, home safety, transport, and the few essentials you will miss wi